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    Medical Professional Loan

    Calling all medical professionals! How would you like to purchase a $750,000 home with 100% financing and no money down?

    Whether you are just beginning your residency or growing your practice, Ameris Bank offers a mortgage loan designed to meet your needs. The Ameris Bank Medical Professional Loan provides more flexible underwriting guidelines compared to a conventional mortgage loan. Because of the unique needs of medical professionals, we take into account the needed flexibility surrounding student loan debt, time on the job, and down payment.

    With this Loan, more medical professionals can purchase a home with $0 DOWN PAYMENT and NO mortgage insurance!



    • Up to 100% financing

    • No private mortgage insurance required

    • Loan amounts up to $1,500,000

    • Available to MDs, osteopaths, dentists, pharmacists, veterinarians, physician assistants, chiropractors, pediatrics, and optometrists (including residents and fellows)

    • Ability to close on your loan before employment start date. Must have employment contract and start date within 60 days of closing


    Program Details:

    • Primary Residence Only

    • Establish a relationship with Ameris Bank: open a personal checking account and set up mortgage payments to auto-draft from account monthly

    • May not be out of residency/fellowship more than 10 years

    • Other eligibility requirements apply



    Contact Bob Lucido Team at 410.465.6900 or to find out how you can take advantage of this unique loan program!

    To speak to a loan officer call 443.372.1744 or visit for more information.



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